Preheat oven to 350F. Blend all ingredients (except chocolate) together until smooth, then pour into an oven safe dish. Mix in handful of chocolate chips. Bake for 35 minutes and let cool for 5-10 minutes.
Optional: add a piece of chocolate on top when it comes out of the oven so it’s extra melty and chocolatey
Enjoy right away or store in the fridge for later.